Skip to main content

Retirement Planning

A retired couple reading a map while on vacation in a new city.

Charting Your Course to a Fulfilling Retirement

Holistic Strategies Tailored for You: Independent Retirement Planning Services in Calgary

Retirement planning is more than a financial strategy; it’s a canvas for crafting the future you desire. We recognize the importance of retirement planning and its significance in steering individuals toward a fulfilling life beyond their working years. 

Retirement planning serves as a compass, helping you navigate the sea of uncertainty and make important financial decisions. Decisions such as when to retire, how much to save, and what investment approach to take can all be answered by going through the retirement planning process. Retirement planning is much like planning for an extended vacation. It’s exciting, you get to dream of new possibilities and consider your new direction in life now that work will not impede on your time. Without going through the retirement planning process you may find that you work longer than you need to, end up not having enough financial resources to carry you through for life, and don’t take advantage of opportunities or new directions you could have taken had you done retirement planning. Our holistic approach to retirement planning is not only about securing your financial stability but also your overall well-being.

Holistic Planning

Holistic Planning: Beyond Investments

Contrary to common misconceptions, retirement planning extends far beyond investment strategies. While investments are crucial, we at Three60 advocate for a more comprehensive, unbiased approach. This involves setting clear goals, estimating future expenses, considering potential healthcare costs, and factoring in lifestyle preferences. For a holistic plan, it is also important to address tax planning strategies that will leave you with more of your hard-earned money, and estate planning considerations for whatever is left over after you pass. These important areas can often be overlooked as a part of the retirement planning process.

Unbiased Retirement Planning for Business Owners in Calgary

Retirement planning for business owners tends to be more involved. Considerations around corporate structures, withdrawing cash from a holding company, and the best way to transition out of the business add a level of complexity to a retirement plan. For business owners, understanding the value you need from your business to reach your retirement goals is an important first step. Decisions can then be made about the best way for the owner to exit the business and what the ultimate corporate structure should be. It will also be important to determine the best way to utilize your ‘retirement pools’ to recreate your paycheck in a tax-efficient manner. As you work through your retirement plan the fogginess will disappear revealing a clear path to reach your goals.

Creating a Personalized Roadmap

Retirement planning is about painting the entire picture. It’s a personalized roadmap tailored to reach your desired goals. Our unbiased proprietary planning process transforms retirement planning into a journey of self-discovery and fulfillment, allowing you a new outlook on what is possible. By embracing this approach, you will move forward and make decisions with confidence, knowing you will not just be financially secure but also able to live the life you’ve always dreamed of.

A newly sprouting plant emerging from the middle of a pile of coins on a table.

Why Choose Three60 Wealth for Retirement Planning?

  • Independent and Unbiased: We are an independent firm focused on planning and not on product sales.
  • Experienced Team: Our seasoned team of retirement planning consultants brings a wealth of knowledge to guide you through the intricacies of retirement planning.
  • Local Expertise: As your retirement planner in Calgary, we understand the local landscape and leverage our knowledge to create tailored solutions for our clients.
  • Holistic Approach: We go beyond the numbers and identify estate planning and tax planning considerations, offering a comprehensive approach to secure your financial future.  

Take the first step towards a secure retirement with Three60 Wealth. Reach out to our retirement planning advisors in Calgary to arrange a consultation. Together, we’ll craft a personalized roadmap to fulfill your retirement goals.

QuestionsRETIREMENT PLANNING QUESTIONS WE’LL HELP YOU ANSWER…

  • How much do I need from the sale of my business to reach my retirement goals?
  • What is the right strategy for me to exit my business so I can retire?
  • What is the best way to get money out of my holding company when I retire?
  • How do my preferred shares fit in my retirement plan?
  • How can I maximize contributions to my retirement plan as a business owner?
  • How can I use my business to fund my retirement?
  • Is a holding company right for me and my business?
  • Should I be saving money in my business for retirement?
  • Can I afford to help my kids out financially once I retire?
  • How do I create a retirement budget?

Contact usView your planning from a new perspective.

Let’s create a personalized roadmap for your retirement goals. Schedule an introduction meeting with our retirement planning advisors. Call 403-640-4414 or fill out the form below.

Contact Us

Section

Section