Blog THE IMPORTANCE OF PROPER INVESTMENT SETUP
November 06, 2025
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Are you relying too heavily on one type of investment account, without considering the tax impact in retirement?
Many retirees, especially former business owners, overlook the importance of account structure. One couple had most of their wealth in RRSPs, leading to high mandatory withdrawals and taxes. Diversifying into holdcos and non-registered accounts can offer more flexibility and tax efficiency. Strong returns matter but proactive planning matters more.